Home Equity Loan Rates

The information provided is based on a $50,000 home equity loan. The property is located in Olympia, Thurston county in the State of WA. The property is an existing single family home and will be used as a primary residence. The rate lock period is 0 days and the assumed credit score is 640.This assumes that the total of all existing mortgages does not exceed 80.00 of the property value.

At a 4.49% interest rate, the APR for this loan type is 4.779%. The monthly payment schedule would be:

  • 119 payments of $517.96 at an interest rate of 4.49%
  • 1 payment of $516.59 at an interest rate of 4.49%

Below are some of our mortgage loan options. If you don't see the loan type you're looking for, contact one of our Home Loan Consultants at 800.562.0999.

Home Equity Loan Rates
LoanAPR1Max Loan-to-ValueMax AmountPayment PeriodAssumptions
Home Equity – Fixed Rate 4.74%-7.25% 100% $500,000 Up to 240 mos. Assumptions

We may lend up to 100% of the appraisal or 100% of the automated valuation model2 of the property. Loans $250,000 and greater require an appraisal at member's cost. 

I'm Ready to Apply

Variable rate Home Equity Lines of Credit are calculated at the rate specified, then adjusted monthly based on the index plus a margin indicated in the Home Equity Loan Rates and Fees Addendum.

Home Equity Line of Credit Rates
LoanAPR1Max Loan-to-ValueMax AmountPayment Period
Easy Equity Line of Credit – Variable Rate 4.74%-7.75% 100% $500,000 10 year draw period with 20 year repayment period.

I'm Ready to Apply

We may lend up to 100% of the Appraisal or 100% of the automated valuation model2 of the property. A Prepayment fee of $350 will be charged if the loan is paid off and closed within the first 24 months. Maximum interest rate of 18%.

1Annual Percentage Rate

2Certain restrictions apply; please contact us at 800.562.0999 for details.

Rates and terms are based on current market and are subject to change without notice.