Meet Q-Cash & Q-Cash Plus

Quick. Easy. Readily Available.

They’re Outside the Box

Q-Cash & Q-Cash Plus Overview

Sometimes you need to borrow money for something that doesn’t quite fit into the box. Good news – Q-Cash and Q-Cash Plus are designed especially for those non-traditional needs. It’s easy to apply for either loan and you can do it anytime through Online Banking and Mobile Banking. You’ll get a super speedy response, too.

Q-Cash & Q-Cash Plus Features & Benefits


  • Loan amounts from $50.00-$700.00
  • Low fees
  • No application fee

Q-Cash Plus

  • Loan amounts from $701.00-$4,000.00 - see repayment schedule for details
  • No credit report needed
  • $25.00 loan application processing fee
  • Automatic Payments
    Automatic Payments

    Isn’t forgetting to make a loan payment the worst? It doesn’t look good on your credit report and sometimes there are late fees to boot. Yuck. The simple solution is automatic payment and we’d be more than happy to help set it up for you. If you’d like to schedule automatic payments yourself, give it a try under the Payments tab in Online Banking.

  • E-Statements

    We’re all about eco-friendly, and e-statements help keep things a little tidier all the way around. You can sign up for them under the Documents tab in Online Banking, be notified by e-mail when they’re available for viewing and know they’re securely stored for you. No more hard copies to file and shred!

  • Mobile Banking
    Mobile Banking

    Mobile Banking is account management on the go. Having the ability to check balances, keep tabs on activity and transfer funds on the spot – along with several other features – is very handy and pretty much the norm these days. We’re happy to oblige.

    You have a choice – browser or app – but you'll want the app because...wait for get Mobile Deposit!

  • Online Banking
    Online Banking

    Online Banking is one of the ways we help you make banking the most enjoyable hassle of your day. And when there’s access to check balances and activity, transfer funds, pay bills and more whenever you need it, banking really isn’t a hassle at all, right?

  • Shared Branching
    Shared Branching

    Shared Branching is the cooperative spirit in action. Thanks to a partnership with several of our fellow credit unions, you have WSECU branches away from home at over 5,000 participating credit unions. You can search for Shared Branches on our Locations page.

  • Telephone Banking
    Telephone Banking

    If you’d rather use a good old-fashioned phone to access your accounts, meet Telephone Banking. Our automated system lets you check account, loan and credit card balances, make transfers, check withdrawals and more. A quick call to our Contact Center for an access code will get you started. We also offer a guide with a detailed list of available services.

Ready to apply? Sign in to Online or Mobile Banking.

Check Out Our Q-Cash & Q-Cash Plus Rates
LoanFixed APR*Maximum AmountTermDetails
Q-Cash 73% $700.00 Short term available no credit check
Q-Cash Plus 36% $4,000.00 Varies $25.00 loan application processing fee; no credit check
Photo of Hannah
Member Story

Rachel [West Olympia branch] was professional, kind and offered full answers to my questions in addition to educating me about important information pertinent to my transactions that I did not think to ask about. She provided me with the type of welcome I hoped for as I became a new WSECU member.

Q-Cash Plus Repayment Schedule
Loan AmountTermPayment
$701 - $999 9 months $90 - $130
$1,000 - $1,500 12 months $100 - $150
$1,001 - $2,000 15 months $125 - $167
$2,001 - $2,500 18 months $145 - $182
$2,501 - $3,000 24 months $148 - $178
$3,001 - $4,000 36 months $138 - $185