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Branch Services Notification

Hours and service availability are updated regularly based on regional conditions. Please visit our branch services page to plan your visit.

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COVID-19 Member Resources

Get the latest information on our service options and resources for financial challenges.

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Resources to Support Financial Stability

Explore financial resources for your family or business

Financial hardship can strike at any time, especially during economic downturns. At WSECU, your financial health and stability are important to us. That’s why we’ve put together the following directory of resources. The organizations listed here can help you save money and cut costs when faced with critical financial challenges by providing financial assistance to pay for housing, food or other basic needs.

Cash, food and medical assistance

Organization Description
Washington State Department of Social and Health Services Apply for emergency assistance when facing a dire situation that puts you or others at risk, such as eviction, not having enough food, homelessness, utility shutoff, domestic violence or a medical emergency.
Temporary Assistance for Needy Families (TANIF) Learn about temporary cash benefits offered to qualifying families (based on family size and income and limited to 60 months). In order to receive benefits, applicants may be required to join the WorkFirst program.
WithinReach Parenthelp123.org Put nutritious food on the table for your family. Washington state food assistance includes food banks, food stamps, nutrition tips, and free summer meals for children and teenagers.

Essential Needs

Organization Description
Washington State Coronavirus Response Read FAQs about COVID-19 and basics about how to prevent the spread of coronavirus. This site also features links to financial, food, and housing assistance programs and services available to Washington residents impacted by the pandemic.
Wa211.org Visit the 2-1-1 website — or dial 2-1-1 in Washington — to connect with local services in these categories: disabilities, domestic violence prevention, education, employment, financial, food, healthcare, personal/household items, shelter/housing and transportation.
Department of Children, Youth and families Get help paying for childcare through subsidy programs, the Early Childhood Education and Assistance Program (ECEAP) or a Head Start preschool.
Salvation Army Explore Salvation Army’s community services, which include job training, food pantries, summer camps, veteran services, homeless shelters, services for the aging and help for people experiencing domestic abuse.
Washington Housing and Essential Needs (HEN) Find out if you’re eligible for assistance with rent, utilities, move-in expenses, personal health and hygiene items, cleaning supplies, or transportation costs. The Department of Commerce determines eligibility through a network of homeless support and homeless prevention service providers.

Utilities

Organization Description
Federal Communication Commission’s Lifeline program Apply for discounted phone and internet service through the Federal Communications Commission’s (FCC’s) Lifeline program. Eligible, low-income community members can receive a discount when they purchase services from participating providers.
U.S. Department of Housing and Urban Development Learn which public utility districts and other organizations have policies against shutting off utility service and which have discounts and assistance programs to help with utility bills.
Washington Utilities and Transportation Commission Research energy assistance programs that can keep your service turned on. This site also shares commission rules that can protect you and instructions for arranging payment with your utility company.
Need Help Paying Bills Check if your city or county in Washington offers assistance paying utility or energy bills. Most utility organizations in the state have programs to help low-income residents, senior citizens and residents with disabilities.

Unemployment

Organization Description
Washington State Department of Enterprise Services Explore programs and online resources aimed at helping Washington state government employees who have been laid off. These include resources that are layoff-specific as well as assistance for all job-seekers.
Washington State Employment Security Department Report unemployment benefit fraud on behalf of yourself or on the behalf of your employees. The department also shares tips for avoiding fraud and FAQs about unemployment benefit fraud and identity theft.
WorkFirst program Sign up for the WorkFirst program for help finding and keeping a job. In order to participate in WorkFirst, you may need to be receiving cash assistance from Temporary Assistance for Needy Families (TANIF).
WorkSource Access employment and training services whether you’re an employer or a job-seeker. Assistance includes a free job board, hiring events, training, tax credits and advice from local recruiters.

Financial resources

Organization Description
Consumer Data Industry Association Find out how to get a free credit report from the three major credit bureaus, and learn about credit monitoring and other free services.
Washington State Department of Financial Institutions Explore state resources for Washington residents experiencing financial hardship. These include short-term and emergency loans, unemployment assistance, and help paying home loans, rent, credit card payments, student loans and utilities.

Small business

Organization Description
Small Business Association (SBA) Find local resources that provide small business owners with access to low-cost counseling, training and mentoring. This site offers extensive information for business owners seeking SBA-guaranteed loans, investment capital, government grants for research and development, disaster assistance, and more.
Initiative for a Competitive Inner City (ICIC) Learn about state resources to help small businesses in Washington. Updated biweekly, ICIC’s list includes small business funds and other resources from government agencies, corporations and nonprofit groups.
Washington State Department of Commerce Explore financial resources and other tools for navigating financial challenges and preparing for future crises. The Washington Department of Commerce’s website, StartUp Washington, offers crisis planning resources and other guidance for small businesses.
Association of Washington Business Get the latest state news as well as details on tools, loans and programs to help small businesses recover economically during times of financial hardship. Targeting Washington state employers, this site includes information about community webinars and more.

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